Class Blog

Take a peek into our 6th grade Social Entrepreneurship class offered through our SCH Academy Center for Entrepreneurial Leadership.

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Loaning to refugees! by Marlee H.

Posted on November 25, 2019 at 5:50 PM Comments comments (14)

In CEL we learned about the U.N. Global Goals some of which are No Poverty, Zero Hunger, and Decent Work and Economic Growth. This showed me how much people around the world struggle to keep their business or family going and, soon enough, I wanted to help! I chose a woman named Lan from Vietnam to loan to on Lan lives near the water, so fish is her main source of food. Lan opened a fish shop and needed more money to keep the business going and so that Lan could send her kids to school.

We take for granted that we can go to school and go to the grocery market any time when there are 1.7 billion people who can’t swipe a bank card and buy food and or even go to school! But our Kiva microloans help with this, giving people around the world opportunities to grow their businesses, pay for education and support their families!

When we Zoomed with Dominique, an intern at, she talked to us about a lot of things that the Kiva workers do and how they help with the borrowers. Sometimes Kiva workers will get to meet Kiva borrowers in America or other places, which shows how supportive Kiva is. Dominique also shared with us how Kiva is set up to encourage us to loan to Refugees, who have a 95% loan repayment rate. With our Kiva microloans, we can help make a difference in the world. - especially to refugees.


We can kickstart their business! by Samantha C.

Posted on November 25, 2019 at 4:40 PM Comments comments (3)

This year in CEL class we learned about the United Nations Global Goals and how they relate to our Kiva microloans. The UN Global Goals are a group of 17 goals that our United Nations (where World leaders work together towards peace and security, sustainable development and human rights for everyone). The purpose of these global goals is to make the world a happier, healthier, and cleaner place for everyone.

The majority of the goals either help the environment (with goals like clean water and sanitation, affordable and clean energy, climate action, life below water, or life on land). And, there are goals that help people and their communities (with goals like good health and well being, quality education, gender equality, decent work, economic growth, industry innovation and infrastructure, reduced inequalities, sustainable cities and communities, no poverty, zero hunger, and peace justice). We watched several videos about these goals, discussed them and what we could do to make a difference We heard lots of examples of people who are working to complete these global goals. Most were trying to help the environment, by doing things like creating a new plastic using banana peels instead of fossil fuels to make plastic.

I do believe we need to complete the environment-based global goals, especially due to climate change and unsustainable practices. But I would like to work on the goals that help people and their communities because I don’t think that there are enough people doing that. I can do this by trying to treat everyone equally and getting involved in organizations that are trying to help people who are living in poverty by making sure they have good health, enough to eat, and a good education. By loaning through Kiva we are helping to achieve the global goals by, loaning to businesses who also work to complete the goals, and giving people the opportunity to not live in poverty because we can kickstart their business, helping them develop a sustainable job that earns them enough money to support themselves and their families.

These goals can be life-changing! by Eloise L.

Posted on November 22, 2019 at 11:25 AM Comments comments (20)

In our Social Entrepreneurial class, we learned about the UN global goals - and how they relate to our KIVA microloans. There are 17 global goals - each goal has meaning and importance. To people like us, these goals might just seem to be small and unimportant words, but to people who are struggling and working very hard just to support their family, these goals can be life-changing. If we can teach more people around the world about these global goals and how we can help, we can achieve these goals by 2030. If you focus on one goal at a time it is easier to comprehend. For example, let’s focus on goal number 11, “Sustainable cities and communities”. This goal means that we need to build sustainable cities and reduce the waste to create a safe environment for living.

During our Kiva Market, my group sold candy and candy grams and we used sustainable paper bags - an intentional choice to reduce plastic waste and support the U. N. Sustainability Global Goals. We also made a deal that if our customers brought their own containers in they would receive a 50¢ discount - to encourage re-use and recycling. We also purchased huge bags of candy in bulk to reduce the waste from individual wrappers.

While thinking about all we learned about Kiva, microfinance and the U. N. Global Goals, I realize that we take a lot of things for granted. For example, we take going to school for granted. Some kids fake sick to skip school. Some kids in other countries wish they could be able to go to school. Kids in underserved countries live in poverty and often don’t have enough money to go to school. About 15 million children grow up in poverty. Children that grow up in poverty also lack the nutrients they need and have a higher risk of getting sick.

When I choose borrowers on, I look for loans that people need to help them with medical expenses - maybe they need money for surgery or special medicine or medical equipment. I do this because I believe that people’s health are very important and everyone deserves the opportunity to be healthy.

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So how do these two things relate to each other? by Lauren W.

Posted on November 21, 2019 at 10:15 AM Comments comments (11)

We learned about Kiva and the lives of the Kiva borrowers in our CEL Social Entrepreneurship class. We also dived into the world of the United Nations Global Goals. So how do these two things relate to each other? The Kiva borrowers need loans to help their businesses grow, send their children to school, and for many more opportunities. The Global Goals aim to help the world be a better place, such as No Poverty, Gender Equality, Quality Education, and Climate Action. By loaning through Kiva, we are helping to achieve the Global Goals - and Kiva borrowers are our partners in this, whether they know it or not! Common U.N. Goals that are represented in almost every loan on Kiva are No Poverty because Kiva is helping them get out of poverty by giving them the loan, Gender Equality because women with businesses are often the ones who are taking out Kiva loans, and Zero Hunger because many Kiva loans are made to farmers, who then harvest the crops to feed their families and sell to help other people to get food.

This year, I loaned to a Kiva borrower named Quynh, from Vietnam. She needed a loan of $1,300 to buy acacia tree seedlings and pay the workers that work on her farm. On her farm, she raises poultry and grows trees for industrial use. The Global Goals that I helped support in Quynh’s loan are No Poverty and Gender Equality because she is a woman, Quality Education because she wants to use the profit money to send her kids to school, and Climate Action and Life on Land because she is going to plant trees to help the environment. I have learned a lot about the world through Kiva and this CEL class, and I will always remember these lessons.


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SPRING 18-19: Kiva Market at the Book Fair!

Posted on June 8, 2019 at 12:05 AM Comments comments (0)

Our Spring trimester students brought a new level of enthusiasm and creativity to their Kiva Market products!  The girls created beaded bracelets, decorated notebooks and an amazing variety of slime, along with duct tape wallets and more. The boys made handknitted lanyards and keyrings, splatter paintings of our school mascot, stress balls and sold small bags of bulk candy.  In addition, our 5th grade boys worked with Ms. Allen's 2nd grade class to produce original superhero comics and we published their stories in an anthology with our Blue Devil Publishing House - and sold over 20 copies, proceeds of which went for Kiva loans.  Thank you, Ms Allen's 2nd graders- you did a fabulous job!

Their efforts earned them over $600 in sales and - after taking out the cost of supplies - were each able to make their own individual loans to a Kiva Borrower of their choice!

In addition, because of Kiva's amazing loan repayment rate, these students got the chance to loan TWICE in one trimester - once in the beginning of the term using the repayment funds and once at the end of the term with their Kiva Market products sales.

Looking forward to next year with an expanded curriculum - to include the United Nation Development Goals, crafting blog posts, partnering with another Kiva lending team at a different school, as well as tracking our loans, learning more about the founder of microfinance and what role the field partners/MFIs play in the Kiva loan process.

WINTER 18-19: Kiva Market @ACE

Posted on March 2, 2019 at 8:50 AM Comments comments (0)

Once again, after a brief introduction to microlending, our students had the opportunity to explore borrower profiles from around the world on and then choose who to allocate loans to -- the loans our students made included supporting borrowers who used the money to purchase inventory to re-sell at their village markets, equipment to transport more harvest to sell at market, sewing machines and supplies to create wearable items to sell and much more!

After reading "One Hen" - the true story of how Kojo's village elders practiced their own version of microfinance to help each family improve their businesses and this increasing their earning power - our Social Entrepreneurship students set about exploring 'small business' ideas on how they could earn money to increase their impact through microlending to Kiva borrowers.

This trimester, students created/sold products and organized several events to earn money. Products included slime, stress balls, hairbands, popsockets,customized Rubik's Cubes, original 'Niji Monsters', airplanes, etc.  The girls held KIVA Markets to sell their wares at lunchtime to upper and middle school students, the boys purchased, packaged bulk candy and sold to students at lunchtime and both groups sponsored a KIVA Market at SCH's after school program: AfterCare & Enrichment. Students earned over $600 at these events - to fund more microloans through and increase the global impact.  Congrats 5th grade Social Entrepreneurs!

Fall 18-19: Kiva Market at the Book Fair

Posted on December 4, 2018 at 11:30 AM Comments comments (0)

Our Fall trimester Social Entrepreneurship class began and ended with microloans!  Because we received SO many Kiva loan repayments over the summer, there was enough money in our SCH Kiva Lending Team account for our students to loan a total of $250 to Kiva borrowers around the world!  It was a great way to kick off our course explorations: a deeper dive into microfinance, country research, product research and creation, pricing and marketing ~ preparing for the KIVA Marketplace to be held at our school Book Fair.

Handmade products included purses and scrunchies, headbands and barrettes, original illustrations made into notecards and keyrings, magnets and slime.  Their Kiva Market earned the students over $300 in sales - and, after subtracting the cost of supplies, deposited enough in our Kiva account to make a second round of microloans to ten different Kiva borrowers!

Our 2017-18 Social Entrepreneurship classes

Posted on April 12, 2018 at 1:40 PM Comments comments (0)

We've been busy this year hosting KIVA Fairs and KIVA Marketplaces on both campuses - for families and students - to earn money to fund our micro-loans through
Students have created a variety of products, which they have marketed and sold to our school community:
  • headbands
  • slime
  • tye-dye t-shirts
  • fidget spinners
  • tic-tac-toe games
  • notecards
  • original picture books
  • duct tape flower pens
  • abstract art
  • and lots more!
Photos are posted on our media page.  Here's where our KIVA Team lending stands - as of March 2018:


Posted on October 24, 2017 at 1:55 PM Comments comments (1)

Our 5th grade boys and girls worked in product teams to create Business Plans for the items they want to sell at their Kiva Market Fair.  They'll receive microloans to purchase any supplies they need and will pay back the loans from their sales. The rest of the money they earn - their profits - will go to make loans to borrowers around the world on through our SCH CEL Kiva Lending Team.

Our KIVA VoiceThread

Posted on October 19, 2016 at 8:50 AM Comments comments (0)

Check out our Kiva Skype Voicethread videos on the HIME page to hear what some of our students have to say about what makes unique and special! 

Students reflected on all our learning and discussion about microfinance, entrepreneurs, business and Kiva to voice their thoughts...

Skyping with KIVA's Director of Education & Global Engagement at their headquarters in San Francisco...

Posted on October 6, 2016 at 2:25 PM Comments comments (0)

We prepared for our SKYPE with Jessica Hansen, Kiva's Education Director, by brainstorming questions: What are we still curious about how Kiva works? How does the loan repayment work? When did Ms. Hansen hear about Kiva and is she a Kiva lender? Has she met any of her Kiva borrowers?  We were ready with all of these great questions and more...

The SKYPE was a success - and we learned a lot about Ms. Hansen, Kiva loans and Kiva borrowers!

Brainstorming business ideas to earn money to loan to KIVA borrowers...

Posted on September 30, 2016 at 8:45 PM Comments comments (0)

Now that our 5th graders understand how microloans and Kiva work AND have explored borrowers and their businesses on - they're now committed to earning money to loan through Kiva AND to educating our school community about our project. 

They've been brainstorming a variety of ways to earn money - from hosting a Kiva Fair to creating products for a Kiva Marketplace to running sports tournaments - and then exploring the feasibility of each proposal...

Exploring KIVA...

Posted on September 25, 2016 at 12:20 AM Comments comments (0)

We've spent this last week exploring ~ learning how it uses microfinance to help people around the world: people who don't have access to traditional banks but are smart, hardworking, responsible entrepreneurs who need these small loans to grow their businesses so they can support their families and send their children to school.

Students checked out the borrower profiles on and learned about what countries are under-resourced and what kinds of businesses Kiva borrowers engage in...

Learning about social entrepreneurship and micro-loans...

Posted on September 18, 2016 at 11:30 AM Comments comments (0)

After reading the true story of how Kojo and his Mother lifted themselves, along with their village in Kenya, out of poverty with "one small loan" - we discussed microfinancing , how it works and how it especially impacts under-resourced countries where people don't have access to traditional banking services.

Our CEL Social Entrepreneurship students worked in groups to explore and then present concepts related to loans vs donation, poverty and resources, microfinancing and

Our 16-17 School Year class adventures coming soon...

Posted on September 9, 2016 at 9:10 AM Comments comments (0)

Stay tuned for news about what our new round of Social Entrepreneurship/Kiva students have been up to...